Important Information: To open a GolfCard World Mastercard account, you must provide consent to receive electronic delivery of account opening terms, conditions, and other disclosures and enroll in ongoing electronic delivery of account statements and other communications.

Scope of Disclosure
This disclosure (“Disclosure”) applies to all notices, disclosures, statements, and other communications (“Communications”) that we provide to you regarding the GolfCard World Mastercard or GolfCard products and services (“Services”).
“We,” “us,” or “our” means GolfCard Financial Services, Inc. or its affiliates ("GolfCard").  By submitting an application or opening an account to use the Services, you consent to (a) receive Communications electronically; and (b) the use of electronic signatures. If you choose not to consent to this Disclosure or if you withdraw your consent, you may be unable to use the Services.

Communications that are Covered
Examples of Communications include, but are not limited to:

Methods of Providing Communications
Unless applicable law requires a different method, or we otherwise agree to use a different method, we may provide Communications to you by: (a) posting them on the GolfCard website; (b) notifying you through the Services, your GolfCard Dashboard, or the GolfCard mobile application; (c) sending you a text message to the mobile phone number listed in the applicable GolfCard account; (d) sending an email to the email address listed in the applicable GolfCard account; or (e) delivering them in another electronic format that we disclose to you at the time of providing you such Communication. Charges may apply to Communications sent by text or other electronic means.

Electronic Signatures
We may execute Communications electronically. If we request, you will execute Communications electronically. You also agree that Communications you or we sign electronically will have the same legal effect as a signed physical document.

Hardware and Software Requirements.
To receive electronic Communications, you must have access to:

By “Current Version,” we mean a version of the software that is currently supported by its publisher.
If our hardware or software requirements change, and that change would create a material risk that you would not be able to access or retain your electronic Communications, we will give you notice of the revised hardware or software requirements. Continuing to use Services after receiving notice of the change is reaffirmation of your consent.

Accessibility
If you are having problems viewing or accessing any Communications, please contact us at support@thegolfcard.com.

How to Withdraw Your Consent.
You have the right to withdraw your consent at any time. Please be aware, however, that withdrawal of consent may result in the termination of your access to our Services.
You may withdraw your consent to receive electronic Communications, or to electronic signatures, under this Disclosure by writing to us at support@thegolfcard.com. Your withdrawal of consent to receive electronic Communications will be effective after we have had a reasonable period of time to process your withdrawal.

Requesting Paper Copies.
You can request paper copies of electronic Communications from us by contacting us at support@thegolfcard.com. In your request, please specify the Communication you would like to receive in paper form, and your current mailing address.  We may charge you a fee for this service.

Updating Contact Information.
It is your responsibility to keep your contact information, including your primary email address, current. You can update your primary email address and other contact information by logging into your GolfCard Dashboard.

By providing consent:
You acknowledge that you have had the opportunity to read this Disclosure.

These disclosures are revised periodically. By continuing to use our Services, you are confirming your consent to receive electronic versions of Communications associated with your account(s).